Deposit, spend, and pay bills with no fees on the MoCaFi Prepaid Mastercard® and app.

Families forced to rely on exploitative financial services often spend more on these than food. There has to be a better way.

Wole Coaxum, Founder & CEO, MoCaFi

No fees to cash checks, pay bills, or make debit purchases1

A smartphone and verifiable ID is all you need 

FDIC-member issued deposit account

Check card transactions in real-time in the MoCaFi app

Pay rent electronically from funds on your card at no cost1

Open sub-card accounts to manage your family allowances

Get account support via phone, email, and chat

Do more than check your card balance

Free credit building tools and financial education to guide your path to financial mobility.

MoCaFiles financial tips

Wealth education videos

Credit score boosting with rent payment reporting to Equifax and TransUnion

Equifax VantageScore tracking

You aren't destined to struggle.

Learn how to transform the way you think about money, credit, and personal growth.


1 Washington Park

Newark, NJ 07102

New York

215 125th Street

New York, NY 10027



The Akimbo MoCaFi Prepaid Mastercard is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Rental Payment Reporting is not Sunrise Banks N.A. products or services, nor does Sunrise Banks N.A. endorse this feature.

Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.

Apple®, the Apple logo, and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.  Google Play™ and the Google Play logo are trademarks of Google LLC.

1MoCaFi card fees changes, including no fee for PIN debit transactions, rent payment, or mobile check capture are set to take effect on or about Oct 15, 2019. 


Deposit, spend, pay bills and build credit with the MoCaFi Prepaid Mastercard® and MoCaFi app.


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